Pricing
Start free. Upgrade when it's worth it.
Awareness is free forever. The path forward is one simple plan — and either way, you're the customer, not the product.
Free
$0
See where your money goes.
- Yearly Summary + Savings Rate
- Interest Paid & Card Balance Change
- Your own categories
- Transaction & multi-account import
- Multi-currency
- Export anytime
Everything in Free, plus
Premium
$79.99/yr
$9.99/mo
≈ $6.67/mo, billed annually · find the path forward
Billed monthly · find the path forward
- Cost of Capital — debt cost vs earnings
- Net worth, history & trend
- Debt payoff plans & what-ifs
- Pathways, goals & the full dashboard
- Budgets, buckets & Sankey
- Auto-categorization & dark theme
Install free, then upgrade to Premium right inside the add-on. You subscribe with the Google account you already use, so there's no separate login or password to create.
| What you get | Free | Premium ⭐ |
|---|---|---|
| Categorizing | ||
| Category system — create / rename / color / archive / type | ✓ | ✓ |
| Manual categorization | ✓ | ✓ |
| Auto-detect categories already in your sheets | ✓ | ✓ |
| Auto-categorization engine (merchant DB + learning + rules) | — | ✓ |
| Category Groups + Needs / Wants / Savings buckets (50/30/20) | — | ✓ |
| Spending Buckets board (drag groups, set target %s) | — | ✓ |
| Loan-payment split (interest vs. principal → equity) | — | ✓ |
| Importing | ||
| CSV import — column mapping + duplicate detection | ✓ | ✓ |
| Multi-account import — per-account drag & drop | ✓ | ✓ |
| Settings export / import | ✓ | ✓ |
| Summary Sheet | ||
| Yearly summary — grid, totals, trend sparkline, Δ, inline chart | ✓ | ✓ |
| Savings Rate | ✓ | ✓ |
| Interest Paid row | ✓ | ✓ |
| Card Balance Change row | ✓ | ✓ |
| Directional shading (income green / expense red) | ✓ | ✓ |
| Budget column + vs-Budget variance (YTD-aware) | — | ✓ |
| Year-over-year comparison | — | ✓ |
| Accounts & Net Worth | ||
| Cash accounts as import labels | ✓ | ✓ |
| Full account types — loans, mortgage, vehicle, real estate, investment, retirement, HELOC, CD | — | ✓ |
| Debt & Assets tracking tab — balances, utilization bars | — | ✓ |
| Net worth — calculation, history, backfill & trend | — | ✓ |
| Debt | ||
| Cost of Capital — rate ladder + borrow-vs-earn graph | — | ✓ |
| Debt payoff strategies (snowball / avalanche / custom) | — | ✓ |
| Payoff what-if scenarios | — | ✓ |
| Planning | ||
| Pathways & goals — milestones + payoff celebration | — | ✓ |
| What's Ahead — bill timeline + Unallocated figure | — | ✓ |
| Budgeting — targets, allocation & status | — | ✓ |
| Sankey income-flow diagrams | — | ✓ |
| Experience | ||
| Multi-currency & locale formatting (37 currencies) | ✓ | ✓ |
| Guided onboarding — kickoff + in-sidebar coach | ✓ | ✓ |
| Full dashboard — every section | — | ✓ |
| Light theme | ✓ | ✓ |
| Dark theme | — | ✓ |